Trusted by 500+ Property Owners
Expert Mortgage Solutions for Singapore Property Owners
Specializing in refinancing and equity loans. Get competitive rates and personalized service from experienced mortgage brokers.
No Hidden Fees
Free Consultation
Fast Approval
$500M+
Loans Processed
500+
Happy Clients
24hrs
Average Response
4.9★
Client Rating
Why Choose Dwellars?
Your trusted partner for all mortgage needs in Singapore
Refinancing & Equity Specialists
Deep expertise in refinancing and equity loans, helping you optimize your property financing
Best Rates from Major Banks
Access competitive rates from DBS, OCBC, UOB and more through our extensive banking network
Personalized White-Glove Service
Dedicated support throughout your mortgage journey with expert guidance every step of the way
Multilingual Support
Serving Singapore's diverse community with service in English, Bahasa Indonesia, and Chinese
Our Services
Comprehensive mortgage solutions tailored to your needs
Refinancing
Lower your interest rates and reduce monthly payments
Learn MoreEquity Loans
Unlock your property's equity for investments or business
Learn MoreNew Purchase
Get the best mortgage for your new property
Learn MoreWhat Our Clients Say
Don't just take our word for it - hear from satisfied property owners
"Dwellars helped me refinance my HDB and saved me over $20,000 in interest. The process was smooth and professional."
Mr. Tan Wei Ming
HDB Owner, Singapore
"Fast response, clear explanation, and they got me the best rates. Highly recommend for any property financing needs!"
Mrs. Sarah Lim
Condo Owner, Singapore
"Excellent service! They communicate in Bahasa Indonesia and helped me understand all the requirements."
Budi Santoso
Property Investor, Singapore
Free Resources
Download our expert guides to help you make informed decisions
Free Refinancing Guide
Learn when and how to refinance your Singapore mortgage. Covers SORA rates, lock-in periods, costs, and step-by-step process.
First-Time Buyer Checklist
Complete checklist for buying your first property in Singapore. Includes TDSR/MSR limits, LTV, BSD/ABSD, and mortgage tips.
FAQ
Frequently Asked Questions
Got questions? We've got answers. Here are the most common questions from property owners.
A mortgage broker acts as an intermediary between you and banks to find the best home loan rates. Dwellars compares rates from all major Singapore banks including DBS, OCBC, UOB, and more to get you the lowest interest rates and best terms for your situation.
Yes, our consultation is completely free with no hidden fees. We get compensated by the banks, not by you. You pay the same rate whether you go directly to the bank or through us.
Typically, you can get an in-principle approval within 24-48 hours. The full loan approval process usually takes 1-2 weeks depending on the bank and documentation completeness.
Basic documents include: NRIC, latest 3 months payslips, latest NOA (Notice of Assessment), CPF contribution history, and property documents. Self-employed individuals may need additional documents like financial statements.
It depends on your risk tolerance and market outlook. Fixed rates provide certainty but are typically higher. Floating rates (like SORA-pegged loans) may be lower but can fluctuate. We can help you analyze which option suits your situation best.
Consider refinancing when: your lock-in period has ended, current market rates are significantly lower than your rate, you want to switch from fixed to floating (or vice versa), or you need to access equity in your property.
Ready to Get Started?
Let our experts help you find the perfect mortgage solution.